Long Term Care Insurance Companies Quotes, Reviews and Cost Comparisons
Free Shopper’s Guide with Each Quote
Long Term Care Insurance Quotes from Top Carriers
Genworth, Lincoln Financial Group, John Hancock, MassMutual, Mutual of Omaha, Pacific Life, State Life, Transamerica and others.
Long Term Insurance Basics
“70% of people 65 and up wil need long-term health care” – The Wall Street Journal
At least 70% of people over age 65 will require some long term care services at some point in their lives, according to the U.S. Department of Health and Human Services.
In most circumstances Medicare and private health insurance do not cover the majority of long term care services people need: assistance with bathing or dressing.
“Medicare does not cover long-term care services.” – U.S. Department of Health and Human Services
Long term care insurance provides financial protection from the exorbitant cost of long term care. Most long term care insurance policies will cover the cost of care in a nursing home, adult care center, assisted living facility or your own home.