Why You Need to Open a Roth IRA – Kiplinger’s Personal Finance – 09/01/13

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Why You Need to Open a Roth IRA – Kiplinger’s Personal Finance – 09/01/13

Like the kitchen gadgets advertised on late-night TV that can slice, dice and turn radishes into roses, the Roth individual retirement account is an amazingly versatile product.

Its primary purpose is to provide a tax-advantaged way to save for retirement. But unlike other retirement-savings accounts, Roths let you use the money for a variety of purposes without triggering crippling taxes or early-withdrawal penalties.

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